Cash App $12.5M Settlement – Claim Up to $147 Now: Check Your Eligibility!

In the event that you are a Cash App user residing in the state of Washington, what follows is news that could pique your interest. Recently, Cash App was part of a class-action lawsuit that ended in a settlement of $12.5 million. Unsolicited referral text messages causing to many users became the main reason behind the lawsuit. While the deadline for claiming this compensation, which was set for October 27, 2025, has already passed, the focus is now on when the payments will start.

This case is seen as a victory for the consumers, the tech companies are still required to abide by the law that protects the consumers rights. Let’s go deeper and see—the way this case unfolded, who the qualifying parties are, the amount of compensation payable, and what next in the procedure.

How ​​did this lawsuit begin? — Bottoms v. Block, Inc.

The entire controversy is rooted in the Bottoms v. Block, Inc. lawsuit. Cash App users had the opportunity to refer friends through the “Invite Friends” feature, which paid them bonuses. Nonetheless, in numerous instances, this function started to send texts without prior approval—even to individuals who had never known about Cash App.

Washington State has very robust consumer protection laws. One of the most important ones is the Telephone Consumer Protection Act (TCPA), which mandates that consent in writing be obtained before sending marketing texts. When it came to light that Cash App was taking numbers from users’ contact lists and sending texts without their consent, quite a few people viewed it as a breach of privacy, and the issue was taken to court.

Block Inc. (the parent company of Cash App) did not accept any wrongdoing; however, they opted to pay off the dispute rather than go into a lengthy legal battle.

$12.5 Million Settlement — What are the terms and schedule?

The company agreed to pay $12.5 million to settle the case out of court. This amount will be divided into several parts:

• To compensate eligible users,
• To pay for lawyers and administrative expenses,
• And to provide a bonus to the person who filed the lawsuit.

Through the settlement, the company did not admit to violating any laws, but instead chose to resolve the dispute amicably.

The key settlement details are as follows:

Description	Information
Total Settlement Fund	$12.5 million
Eligible Period	November 14, 2019 – August 7, 2025
Eligible Group	Washington State Residents
Estimated Payment Amount	$88 – $147 per person
Claim Deadline	October 27, 2025 (Expires)
Official Website	BottomsTextSettlement.com

Payment Process — How Much and When

At this point, the most crucial matter is the monetary amount that will be given to people. The payment amount will be calculated based on the number of people who claimed by the deadline set. Claims would mean lower per-person payment and vice versa if there are fewer claims.

Predictions say that the payments for the eligible people would cost anywhere from $88 to $147. Court approval is the only thing that will decide the final amount.

A Fairness Hearing will be organized in the court during which the judge will rule the fairness and equity of the settlement. Payment process will start as soon as court approval is obtained.

Timeline—When will the money be received?

The deadline for filing a claim has now passed, so the next important step is the Fairness Hearing. This hearing will take place in the U.S. District Court for the Western District of Washington.

If court approval is granted, the payment process will begin. The payment method will be the same as selected when filing the claim

• Direct Deposit,
• Prepaid Debit Card, or Physical Check.

However, this entire process may take several months due to administrative work and verification.

Payment Methods and Distribution Process

When funds are ready, payments will be distributed as follows:

1. Administrative and legal fees will be paid first.
2. The remaining amount will be distributed equally among eligible claimants.
3. Payments will be sent through the method selected by the claimant at the time of filing.

If a claimant does not claim their payment or the transaction fails, the amount will either be redistributed or handled according to the court’s decision. Therefore, those who filed claims should keep their email and bank details updated.

Important Steps for Claimants

Even though the claim period has ended, those who have not yet claimed their payment will still receive their claim. Those who have already filed a claim should keep a few things in mind:

• Keep your contact details (email, address, etc.) updated with the Settlement Administrator.
• Save your claim confirmation number so that future payments can be tracked.
• If you chose digital payment, ensure your bank account is active.

All new information and updates will be available on the official website — BottomsTextSettlement.com.

Impact of this case — A victory for privacy rights

This lawsuit is a consumer rights case besides being a payment dispute. The court ruled that sending advertisements to a person without their permission can be considered a breach of privacy.

From now on, businesses will be much more careful not to rely on the data of a person’s contact list to reach out to that person without his/her approval. This in turn will bring about stricter privacy measures and user-oriented regulations in the near future.

It also indicates that regular consumers can speak up and even win over the mighty tech giants.

Conclusion

This litigation against Cash App in Washington state has set a precedent for digital privacy and consumer rights area. Companies that handle data without the owner’s permission, although the company did not accept any malpractice, have to bear the costs.

The ones entitled in this lawsuit have to be patient for the court decision that will allow them to get their share of the money.

In the end, this case is not only a $12.5 million settlement but also a strong illustration of consumer rights that will forge the way for technological transparency and user privacy in the foreseeable future.

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